CARDING VOCABULARY/TERMS UPDATED FOR BEGINNERS

For every carder especially beginning caders and noobs, you must know the basic terms used in carding and this is why the carding vocabulary/terms is necessary and a must-read.

CC’s that start with the number 3xxx-xxxx-xxxx-xxxx are AMEX (or AmericanExpress) and their cvv2 is with 4 digits (some RARE times with 3)
CC’s that start with number 4xxx-xxxx-xxxx-xxxx are VISA and their cvv2 is with 3 digits
CC’s that start with number 5xxx-xxxx-xxxx-xxxx are Mastercard and their cvv2 is with 3 digits
CC’s that start with number 6xxx-xxxx-xxxx-xxxx are Discover(or Novus) and their cvv2 is with 3 digits (some RARE times with 4)

————————————————————————-

Bank-eminent (Issuing bank) – a bank that has issued the card
Billing address – the card owner’s address
Drop – inner man. His task is to receive the money or goods and, accordingly, to give part of the earnings to you.
Billing – office, which has an agreement with a bank. Also, this office assumes payments for the cards.

Card bill – it’s a Bank eminent card bill.
Bank-enquirer – the bank, in which the store opens the account.
Merchant account – bank account for accepting credit cards.
Merchant Bank – bank, through which occur the payments between the buyer and the salesman (frequently it is used as a synonym for “bank-enquirer”).

Cardholder – the owner of the card.
Validity – suitability card using.
White plastic – a piece of pure plastic, where the information is plotted.
CR-80 – a rectangular piece of pure white plastic (without the drawing image) the size of a credit card with a magnetic strip.
Transaction – charge to the credit card
POS terminal (Point Of Sale terminal) – a reading card device, which stands at the commercial point.
PIN-code – the sequence, which consists of 4-12 numbers. It is known only to the owner of the card. In simple words passwords for the work with ATMs and so on.
AVS – the card owner address checking. It is used for the confirmation of the card belonging exactly to its holder.
“Globe” – card holographic gluing with the image of two hemispheres (MasterCard).
Pigeon (a hen) – card holographic gluing with the image of the flying pigeon (VISA).
Reader – information reading device for the readout from the magnetic strip of the card.
Encoder – read/write device for the magnetic track of the card.
Embosser – card symbol extrusion device.
Card printer – card information printing device.

Exp. date – card validity period.
Area code – the first of 3 or 6 numbers of the card owner’s phone.
CVV2, CVV, CVN- 3 or 4 additional numbers, which stand at the end of the number of cards.
ePlus – program for checking the cards.
BIN – first 6 numbers of the card number due to those it is possible to learn what bank issued the card and what is type of this card (ATM card, credit, gold, etc.). Synonym of word “Prefix”.

Chargeback – the cardholder’s bank voids the removal of money from its card.
Dump – information, which is written on the magnetic strip of the card, it consists of 1,2, or 3 tracks.
Track (road) – a part of the dump with specific information. Every 1-st track is the information about the owner of the card, 2-nd track – information about the owner of the card, about the bank that issued the card, etc. 3-rd track – it is possible to say – spare, it is used by stores for the addition of the points and other.
Slip – synonym to the word “cheque” (conformably to card settings).
Card balance – money sum that finding on the card account.
MMN Mothers Maiden Name, important if you want to change the billing address

some terms:

Automated Clearing House (ACH) – the automated clearing house. The voluntary association of depositors achieves the clearing of checks and electronic units by the direct exchange of means between the members of the association.
Automated Clearing House (ACH) – the automated clearing house. The voluntary association of depositors achieves the clearing of checks and electronic units by the direct exchange of means between the members of the association.
Debit Card – Card, which resembles the credit card by the method of use, but makes it possible to realize direct buyer account debiting at the moment of the purchase of goods or services.
Delivery Versus Payment (DVP) – the system of calculations in the operations with the valuable papers, which ensures the mechanism, which guarantees that the delivery will occur only in the case of payment and at the moment of payment.

Direct debit-payment levy method, mainly, with the repetitive nature (lease pay, insurance reward, etc.) with which the debtor authorizes his financial establishment to debit his current account when obtaining of calculation on payment from the indicated creditor.
Electronic Fund Transfer (EFT) – the remittance of means, initiated from the terminal, telephone, or magnetic carrier (tape or diskette), by transfer of instructions or authorities to a financial establishment, that concern the debiting or crediting of the account (see Electronic Fund Transfer/Point of Sale – EFT/POS).
Electronic Fund Transfer/Point of Sale – EFT/POS – debiting from the electronic terminal, for the means transfer purpose from the account of a buyer into the payment on the obligations, which arose in the course of the transaction at the point of sale.

Integrated Circuit (IC) Card – It is known also as a chip card. Card equipped with one either several computer micros-chip or integrated microcircuits for identification and storing of data or their special treatment, utilized for the establishment of the authenticity of personal identification number (PIN), for delivery of permission for the purchase, account balance checking and storing the personal records. In certain cases, the card memory is renewed during each use (renewed account balance).
Internet – the open world communication infrastructure, which consists of interrelated computer networks and provides access to remote information and information exchange between computers.
International Standardisation Organisation (ISO) – An international organization, which carries out standardization, with a staff office in Geneva, Switzerland.
Magnetic Ink Character Recognition (MICR) – System, which ensures the machine reading of the information, substituted by magnetic inks in the lower part of the check, including the number of checks, the code of department, the sum, and the number of accounts. Carding Vocabulary/terms

RSA – the coding and authentification technology, developed in 1977 at MIT by Rivest, Shamir, and Adelman, which subsequently opened their own company RSA Data Sechurity, Inc., purchased recently by the company Security Dynamics Technologies, Inc.
Real-Time Gross Settlement (RTGS) – the payment method, with which the transfer of means is achieved for each transaction in obtaining instructions about the payment. Decrease the risk with the payment.
SSN (Social Security Number) – a nine-digit number issued in the US only to an individual. Its primary purpose is to track individuals for taxation purposes.
Smart Card – card equipped with integrated circuit and microprocessor, capable of carrying out the calculations.
System risk – the risk, with which the incapacity of one of the payment system participants either financial market participants as a whole to fulfill their obligations, causes the incapacity of other participants or financial establishments to fulfill its obligations (including obligations regarding the realization of calculations in means transfer systems) properly.
- This failure can cause significant liquidity or credit problems and, as result, it can cause a loss to the stability of financial markets (with the subsequent action on the level of economic activity).

Truncation – procedure, which makes it possible to limit the physical displacements of a paper document, in the ideal version, by the bank of the first presentation, by the replacement by electronic transfer of entire or part of the information, which is contained on this document (check).
Tipper – a machine designed for use with PVC plastic cards to create raised print. (basically a plastic card embosser)

COB – Change of billing. Used for online carding, to change the billing address of a card since Online Stores will only ship large items if the billing and shipping address match.
- You can obtain these from vendors in CP. Once you have this, you can easily change the card address to that of your drop so that the stores ship items to your drop, since the billing and shipping addresses will match.

DOB – Date of birth of the card owner

Henceforth, WE WISH TO ANNOUNCE THAT OUR SERVICES ARE NOT AVAILABLE TO PEOPLE FROM NIGERIA AND INDIA. THESE ARE USELESS TIME WASTERS AND THIEVES TRYING TO BEG OR SCAM US OF OUR PRODUCTS. OUR SERVICES ARE NOT FREE AND PAYMENT IS UPFRONT

A LOT OF FOOLS FROM NIGERIA AND INDIA. on the off chance that YOU DON’T TRUST TO USE OUR SERVICES, DON’T CONTACT US AS WE HAVE NO FREE SERVICE

CONTACT US FOR PURCHASE/INQUIRIES, WE RESPOND ALMOST INSTANTLY

HI BUYERS, WE ARE A PROFESSIONAL CARDING AND HACKING TEAM. HOVATOOLS HAS BEEN AROUND SINCE THE TIME OF EVO MARKET, ALPHABAY, WALLSTREET MARKET AND MORE. WE REMAIN STRONG AND RELIABLE IN THE INDUSTRY, ALWAYS PROVIDING YOU WITH THE BEST QUALITY TOOLS TO HELP YOU MAKE MONEY AND MAXIMIZE PROFIT IN THE FRAUD GAME.

TO GET STARTED, YOU CAN VISIT OUR ONLINE SHOP/STORE TO BUY EVERYTHING YOU NEED TO START CASHING OUT. AT THE SHOP YOU GET Accounts & Bank Drops CVV & CARDS DUMPS PERSONAL INFORMATION & SCAN.

BANK HACKING SOFTWARE – WIRE/ACH DARKWEB MONEY TRANSFER HACKERS

Buy Fresh Credit Cards for Carding, BIN LIST Buy Bank Login, RDP, Buy Hacked Paypal accounts. Contact us to buy all tools and carding software. CLICK HERE TO VISIT OUR SHOP
Buy Socks 5, Email Leads, Buy Latest CC to Bitcoin Cashout Guide, Buy Hacked Zelle transfer , Western Union Money Transfer Hack, Buy Hacked Money Transfer service to your bank account.
Enroll for Paid private Carding Class.