Converting CCV in Dumps (Dumps generating algorithms)

Hi carders, I hope you all doing well!
Due to many received emails regarding dumps-generating algorithms, I decided to write this post to answer all of you in one place. But before…….
I will make something clear for those of you who are too “intelligent” for Carding School….or not!

Some of you just complain to me that I use to post “old” information about carding and they were not able to find here anything new. Let me make it clear, at this moment Carding School is not for PRO carders! And it is fine how it is. In time, it will be a whole Carding e-book, but I have to start with the basic things because this blog is made to help noobs to in on this business. If you consider this place, not for you, feel free to research other free training sites or blogs.

I bet you won’t find it! Or feel free to pay between $1500 to $3000 for a CVV cashing out guide, which you have to pay before you know what’s about. And believe me, you will have some big surprises when you will see you paid for nothing, as most of that CVV cashing-out guides contain this basic method of buying e-gift cards, buying products on the phone, or worst….nothing.

Now that I made it clear with those “mega-intelligent” carders wanna-be, let’s go over the dumps-generating algorithms.
I must tell you that many legit vendors add generated dumps in their bases and sell them to their customers.

So, yes, generated dumps work sometime in POS but not always. Depending on many things, a generated dump may get approved or declined in POS.

To get a successful transaction in-store with a generated dump you will need.

1. a valid CVV
2. the correct dumps-generating algorithm

CVV

Every carder has his own CVV provider. I used to buy from auto shops as is much easier to deal with, don’t have to wait for the seller to come online, get the CVV instant once the payment is made, get an auto refund, etc. Of course, many auto-shop have death bases and bad checkers. And their checkers will always give approval when you request a refund for a bad CVV, but this is mean that the shop admin is a ripper and all you have to do is find another shop. So once you got your CVV, the valid one for a trusted provider you may try to generate a dump from it. You can’t check the CVV, because the checker in 99% of cases kills the CVV. Converting CCV in Dumps

I recommend you buy the CVV from the providers you know have good bases, with high approval rates and just bet on luck and hope the CVV is valid.

Many of you have been asking how to find the correct algorithm for dumps generating. Well, this is not that difficult, any case is not a brain surgeon so there is nothing to worry about. You can find out the algorithm of the dumps from the same BIN if you will observe many dumps of that BIN. Also, you can get the shortcut and buy someone else work, I mean find an algorithms sellers and buy the algorithm of the BIN you need from him. I shall tell you that I saw in forums some algorithms sellers. The lowest price of an algorithm is $200.So you will pay $200 and get the algorithm of ONLY 1 BIN. I prefer and recommend that you find out the algorithms by yourself, is easy. Just consider the structure or format of the bank cards track2. You can read more about it on the post Dumps tracks format and generated
I will try to write the formula for the Track 2 structure

formula

T2: card#=YYMM-service code-discretionary data
example
T2:4313070934709901=1207101000000010900000 (this is not a real track, just an example!)
so, when we match the formula with the example, we have
a card number in this case 4313070934709901
= is =
YY stands for the year of the expiration date, in this case, 12 (2012 )
MM stands for the month of the expiration date, in this case, 07 (July)
service code is 101
discretionary data is in this case 00000010900000
Every algorithm of dump generating will have this formula
T2:card#=YYMM-service code-discretionary data (without “-“)
I assume that until this point is clear for everyone, if not you know where to find me!

Now, a CVV will contain:

card number
expired date
CVV or cvv2 number Card Verification Code
name of the holder
billing address, including country, ZIP
telephone number and e-mail address time
From the whole CVV we will need just the card number, expired date, and CVV number!
Let’s imagine we are in school and we got an exercise

Given CVV details
card number:4313070934709901
expired date: July 2012
CVV number :109
cardholder name:xyxxxx
cardholder address:AABB 1212 xcad

The formula of dumps Track 2
T2:card number=YYMM- service code -discretionary data

To find T2=?

Solving

We will replace the formula card number, YYMM, service code with the detail of the CVV
so, we will get
T2:4313070934709901=1207101discretionary data
I used service code 101 because 431307 is a USA dump issued by FIA cards service. Any USA credit card issuer has not issued until now 201 chip cards so I assumed that this card is 101. Of course, this is just a supposition, because even if the issuer is from the USA, the service card may be different than 101, but I never find a 431307 card with another service code except 101. Converting CCV in Dumps
So until this point, we have an incomplete dump track 2 generated from CVV details. The own and main problem now is to find and replace in the formula the discretionary data. Here is where your experience, knowledge, and intelligence are required.
experience depending on how many dumps of the same BIN you saw and worked, you can see what is similar between those dumps

knowledge

knowing the bank card tracks structure and format is important because it will tell you what discretionary data may contain. Because I don’t want you to cook your brains is will tell you that discretionary data may contain

a.the PIN VERIFICATION KEY INDICATOR (1 digit)
b.the PIN VERIFICATION VALUE (different than ATM PIN and contain more than 3 digits)
c.the CARD VERIFICATION VALUE or CVV

At this moment, the issuer only uses as discretionary data PIN VERIFICATION VALUE and CARD VERIFICATION VALUE.So now you won’t be able to find dumps that contain in Track 2 at discretionary data PIN VERIFICATION KEY INDICATOR.
intelligence
only by using your intelligence and observing different dumps of the same BIN, you will know with what number you shall replace the discretionary data in the Track 2 formula. Most easy-to-generate dumps are those which contain in their discretionary data the CARD VERIFICATION VALUE, or easy-to-call CVV.

You must know that always when Track 2 contains discretionary data the CVV, this (CVV) is surrounded by 0’s. Different BINs contain a different numbers of 0’s before and after the CVV.

So we have now the generated T2 of a dump from 431307 BIN
T2:4313070934709901=1207101000000010900000

I accept that this post is not very easy to read and understand, but if you will read it many times and try to understand each detail, you will be able to generate some dumps from valid cvvs. Even if only those dumps contain in their discretionary data the CVV number.
For any questions feel free to contact me via e-mail as a start from today, I won’t answer any newcomer on Icq.So if you need a chat in Icq, first you should request me in an e-mail this thing.

Stay safe and good luck!

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